Finance News from Australian Car Finance

Australian Car Finance is pleased to present the latest financial news headlines.

To read an entire news item, simply click on the headline.

News items on this page are prepared by our editorial team as summaries of publicly available news reports and official announcements. See linked news sources where available. The following news items are for informational purposes only and are not independent journalism.

Finance News

How Efficiency Standards May Affect Your Next Car Loan

06 Aug 2026: Paige Estritori

Australia's new-vehicle market is entering a more complicated pricing phase as the New Vehicle Efficiency Standard starts to influence how car makers allocate stock, promote lower-emission models and manage higher-emission vehicles. For buyers, the policy is not just an environmental headline. It may gradually shape the cars that are easiest to find, the incentives attached to them and the total amount that needs to be financed. - read more

What the RBA's Latest Pause Means for Car Loan Borrowers

30 Jul 2026: Paige Estritori

The Reserve Bank of Australia's latest decision to leave the cash rate unchanged has given car buyers a little more breathing room, but it should not be read as a signal that vehicle finance is about to become dramatically cheaper. After earlier increases this year, lenders are still pricing loans in an environment where funding costs, credit risk and household budget pressure remain important considerations. - read more

Competitive July Car Finance Rates Come With Fine Print

23 Jul 2026: Paige Estritori

Australia’s car finance market is still offering sharp advertised rates in July 2026, but the latest comparison tables show why borrowers need to read beyond the headline percentage. Current secured car loan data places several leading offers in the high-five per cent range for eligible borrowers, with some new-car products advertised from about 5.67% p.a. However, comparison rates vary, and that difference can reveal the effect of fees, loan structure and eligibility conditions. - read more

Electrified Vehicles Are Changing the Way Australians Finance Cars

02 Jul 2026: Paige Estritori

Australia’s new-car market has reached another turning point, with the latest May sales data showing electrified vehicles moving from a specialist category into the mainstream. Battery electric vehicles, plug-in hybrids and conventional hybrids together represented about 46% of new vehicle sales during the month, while battery electric models alone reached around one in five sales. For car buyers, this is no longer just an environmental story. It is becoming a finance story. - read more

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The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Car Loan Articles

The Impact of Your Credit Score on Car Financing Options

Car financing is a crucial aspect for many Australians looking to purchase a vehicle. Understanding the car finance market in Australia can equip you with the knowledge needed to make informed financial decisions. With various financing options available, taking the time to explore what's out there can be incredibly beneficial for aspiring car owners. - read more

Decoding Car Finance: Which Loan Type Is Right for You?

When it comes to buying a car, understanding your financing options is crucial. In Australia, car financing can be complex, but it generally falls into a few categories. These include dealer finance, leasing, personal loans, and novated leases. Each option has its benefits and potential pitfalls, so it's essential to understand what's available and how each might suit your particular needs. - read more

New vs Used Car Finance: What You Need to Know

When you're in the market for a new or used car, understanding car financing options is crucial. In Australia, there are several ways to finance your vehicle, each with its own advantages and considerations. Whether you're considering dealership financing, a car loan from a financial institution, or even leasing, knowing your options can save you in the long run. - read more

Your Guide to Understanding Car Financing in Australia

Thinking of buying a car in Australia? Navigating the world of car financing can seem daunting, but it’s a crucial step in securing your dream vehicle. Car financing is essentially borrowing money to purchase a car, using the car as leverage or security for the loan. This method can make owning a car more accessible to many Australians by breaking down the cost into manageable payments. - read more

Knowledgebase

Subprime Loan:
A type of loan offered to individuals with poor credit scores, typically at a higher interest rate.

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